Used Van Finance in Teesside
At Lawson Cars, we make buying used vans in Teesside easy with flexible finance options. Whether you're upgrading your business fleet or need a reliable van for work, we offer tailored finance plans to suit your budget. Visit us in Middlesbrough to find the perfect van and finance deal for you.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £12,000.00 |
| Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 |
| First Payment £231.54 | 58 Monthly Payments £231.54 |
| Final Payment £232.54 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 |
| Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 |
| 58 Monthly Payments £231.54 | Final Payment £232.54 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 | 58 Monthly Payments £231.54 | Final Payment £232.54 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
What Types Of Finance Options Are Available For Used Vans In Teesside?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you find the plan that best suits your budget and needs.
Can I Apply For Van Finance If I Have Bad Credit?
Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we assess each application individually.
What Do I Need To Apply For Van Finance?
You will need to provide proof of identity (such as a driver's licence), proof of income, proof of address, and details of your employment. These documents help us process your application quickly.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, typically within a few hours. The exact time can vary depending on the completeness of your application and the speed of checks.
Can I Use A Part Exchange As A Deposit For Van Finance?
Absolutely! We accept part exchanges, and the value of your current vehicle can be used towards the deposit for your new van, potentially lowering your monthly payments.
Are There Any Restrictions On The Vans I Can Purchase With Finance?
We offer finance options on a wide range of used vans. The main restriction would be your budget and the approval amount from the lender. Our team is here to help you find a van that fits your needs and budget.