Used Van Finance in Stockton
At Lawson Cars, we make buying used vans in Stockton easy with flexible finance options. Whether you're upgrading your business fleet or need a reliable van for work, our team can help you find the perfect match and a finance plan that suits your budget. Drive away with confidence and convenience!
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £12,000.00 |
| Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 |
| First Payment £231.54 | 58 Monthly Payments £231.54 |
| Final Payment £232.54 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 |
| Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 |
| 58 Monthly Payments £231.54 | Final Payment £232.54 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 | 58 Monthly Payments £231.54 | Final Payment £232.54 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
What Types Of Finance Options Are Available For Used Vans In Stockton?
We offer a variety of finance options including Hire Purchase and Personal Contract Purchase to help you find the plan that best suits your budget and needs.
Can I Apply For Van Finance If I Have Bad Credit?
Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we consider all circumstances.
What Documents Do I Need To Apply For Van Finance?
Typically, you will need to provide proof of identity (such as a driving licence or passport), proof of address, and recent payslips or bank statements to verify your income.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.
Can I Use My Current Vehicle As A Part Exchange?
Absolutely! We accept part exchanges, and this can be used towards your deposit or to lower your finance amount. Just bring your vehicle along for an evaluation.
Are There Any Restrictions On The Age Or Type Of Van I Can Finance?
We have a wide range of used vans available for finance, but the options might vary depending on the lender's policies. Generally, there are more restrictions on older or higher mileage vans.