Used Van Finance in North Yorkshire
At Lawson Cars, we make buying used vans in North Yorkshire easier with flexible finance options. Whether you're upgrading your business fleet or need a reliable van for work, our tailored finance plans help spread the cost. Visit us in Middlesbrough to find the perfect van and a finance deal that suits your budget.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £12,000.00 |
| Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 |
| First Payment £231.54 | 58 Monthly Payments £231.54 |
| Final Payment £232.54 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 |
| Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 |
| 58 Monthly Payments £231.54 | Final Payment £232.54 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 | 58 Monthly Payments £231.54 | Final Payment £232.54 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
What Types Of Finance Options Are Available For Used Vans In North Yorkshire?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you find the plan that best suits your budget and needs.
Can I Apply For Van Finance If I Have Poor Credit?
Yes, we consider all applications, including those from individuals with poor credit histories. Our team will work with you to explore suitable finance options.
What Documents Do I Need To Apply For Used Van Finance?
Typically, you will need to provide proof of ID, proof of address, and recent bank statements. Additional documents may be required based on your specific circumstances.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness and complexity of your application.
Can I Use A Part Exchange As A Deposit For Van Finance?
Yes, you can use your current vehicle as a part exchange. The value of your vehicle can be put towards the deposit for your new van, potentially lowering your monthly payments.
Are There Any Restrictions On The Age Or Type Of Van I Can Finance?
We finance a wide range of vans, but the age and condition may affect the finance terms available. Our team can provide more details based on the specific van you are interested in.