Used Car Finance in Yorkshire
Looking for a way to buy a used car in Yorkshire without breaking the bank? Consider used car finance! This option allows you to spread the cost of your car over time with manageable payments. It's a smart choice for those who want a great car without the upfront expense. Check out our finance plans to find one that fits your budget!
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £12,000.00 |
| Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 |
| First Payment £231.54 | 58 Monthly Payments £231.54 |
| Final Payment £232.54 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 |
| Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 |
| 58 Monthly Payments £231.54 | Final Payment £232.54 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 | 58 Monthly Payments £231.54 | Final Payment £232.54 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
What Finance Options Are Available For Used Cars In Yorkshire?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of your car purchase.
Can I Apply For Car Finance If I Have Bad Credit?
Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we consider all circumstances.
What Documents Do I Need To Apply For Car Finance?
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.
Can I Use A Part Exchange As A Deposit For My Finance?
Yes, you can use your current car as a part exchange and put the value towards the deposit for your new car, potentially lowering your monthly payments.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Generally, finance is available on any of the used cars we have in stock. However, some age and mileage restrictions may apply depending on the lender's criteria.