Used Car Finance in Middlesbrough
Looking for a used car in Middlesbrough? Consider our flexible finance options! At Lawson Cars, we offer tailored finance plans to help you spread the cost of your car purchase. Whether you're in Teesside or North Yorkshire, our team is here to make buying your next car affordable and stress-free.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £12,000.00 |
| Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 |
| First Payment £231.54 | 58 Monthly Payments £231.54 |
| Final Payment £232.54 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 |
| Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 |
| 58 Monthly Payments £231.54 | Final Payment £232.54 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 | 58 Monthly Payments £231.54 | Final Payment £232.54 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
What Finance Options Are Available For Used Cars In Middlesbrough?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of your car purchase.
Can I Apply For Car Finance If I Have Bad Credit?
Yes, we work with several lenders who specialise in providing finance for individuals with a range of credit histories. We encourage you to apply as we consider all circumstances.
What Documents Do I Need To Apply For Car Finance?
Typically, you will need to provide proof of identity (like a passport or driving licence), proof of address, and recent payslips or bank statements to confirm your income.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.
Can I Use A Part Exchange As A Deposit For My Finance?
Absolutely, we accept part exchanges and the value of your current car can be used towards the deposit for your next car, potentially lowering your monthly payments.
Are There Any Fees Involved With Car Finance?
There may be fees associated with arranging the finance, such as administration fees. We will clearly outline any applicable fees during the application process.