Used Car Finance in Hartlepool
At Lawson Cars, we make buying your next car easier with our used car finance options in Hartlepool. Whether you're looking for a flexible payment plan or competitive rates, we're here to help you drive away in your ideal car without the stress. Visit us to find out how we can tailor a finance plan that suits your budget.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £12,000.00 |
| Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 |
| First Payment £231.54 | 58 Monthly Payments £231.54 |
| Final Payment £232.54 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 |
| Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 |
| 58 Monthly Payments £231.54 | Final Payment £232.54 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 |
| Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
| Product Hire Purchase | Cash Price £12,000.00 | Total Deposit £1,200.00 | Total Amount of Credit £10,800.00 | First Payment £231.54 | 58 Monthly Payments £231.54 | Final Payment £232.54 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £1.00 | Interest Charges £3,093.40 | Total Amount Payable £15,093.40 | Annual Fixed Interest Rate 5.73% | Representative APR 10.90% |
What Finance Options Are Available For Used Cars In Hartlepool?
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of your car purchase.
Can I Apply For Car Finance If I Have Bad Credit?
Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we consider all circumstances.
What Is The Process To Apply For Car Finance?
Simply fill out our online finance application form with your details. Once submitted, our finance team will review your application and get in touch with you to discuss the next steps.
How Long Does It Take To Get A Decision On My Finance Application?
We aim to provide a decision as quickly as possible, typically within a few hours. However, it can sometimes take up to 24 hours depending on the complexity of your financial situation.
Can I Use A Part Exchange As A Deposit For My Finance?
Absolutely, we accept part exchanges as a deposit. We will assess the value of your current car and this amount can be put towards the deposit on your new car.
Are There Any Restrictions On The Cars I Can Purchase With Finance?
Finance options are available for most of the cars we have in stock. However, some restrictions may apply based on the car’s age and mileage. Our team can provide more details based on your choice of car.