New Car Finance in Yorkshire

At Lawson Cars, we make buying your next car easier with our New Car Finance options in Yorkshire. Whether you're in Middlesbrough, Teesside, or beyond, we offer flexible finance plans to suit your budget, helping you get behind the wheel without the upfront cost. Visit us to find out how we can help you drive away happy!

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£12,000.00
Total Deposit
£1,200.00
Total Amount of Credit
£10,800.00
First Payment
£231.54
58 Monthly Payments
£231.54
Final Payment
£232.54
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£3,093.40
Total Amount Payable
£15,093.40
Annual Fixed Interest Rate
5.73%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£12,000.00
Total Deposit
£1,200.00
Total Amount of Credit
£10,800.00
First Payment
£231.54
58 Monthly Payments
£231.54
Final Payment
£232.54
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£3,093.40
Total Amount Payable
£15,093.40
Annual Fixed Interest Rate
5.73%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£12,000.00
Total Deposit
£1,200.00
Total Amount of Credit
£10,800.00
First Payment
£231.54
58 Monthly Payments
£231.54
Final Payment
£232.54
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£3,093.40
Total Amount Payable
£15,093.40
Annual Fixed Interest Rate
5.73%
Representative APR
10.90%

What Types Of Finance Options Are Available For Buying A Used Car In Yorkshire?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you find the most suitable plan for your budget and needs.

Can I Apply For Car Finance If I Have A Poor Credit History?

Yes, you can! We work with several finance providers who offer solutions for individuals with various credit histories. We encourage you to apply as we consider all circumstances.

What Do I Need To Bring With Me When Applying For Car Finance?

Please bring proof of your identity (like a passport or driving licence), proof of address (recent utility bill or bank statement), and your last three months' payslips to help us process your application quickly.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide a decision as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the specifics of your financial situation.

Can I Use A Part Exchange As A Deposit For My New Car Finance?

Absolutely! You can use your current vehicle as a part exchange towards your deposit. We will assess your car's value and apply this to your finance agreement, potentially lowering your monthly payments.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Generally, finance is available on any of the used cars we have in stock. However, some age and mileage restrictions may apply depending on the finance provider's terms. We can provide specific details once you choose a car.