New Car Finance in Teesside

At Lawson Cars, we make financing your next car in Teesside simple and stress-free. Whether you're looking to buy your first car or upgrade to a newer model, our flexible finance options are designed to fit your budget. Let us help you find the perfect plan to drive away in your dream car today!

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Typical Representative Finance Example
Product
Hire Purchase
Cash Price
£12,000.00
Total Deposit
£1,200.00
Total Amount of Credit
£10,800.00
First Payment
£231.54
58 Monthly Payments
£231.54
Final Payment
£232.54
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£3,093.40
Total Amount Payable
£15,093.40
Annual Fixed Interest Rate
5.73%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£12,000.00
Total Deposit
£1,200.00
Total Amount of Credit
£10,800.00
First Payment
£231.54
58 Monthly Payments
£231.54
Final Payment
£232.54
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£3,093.40
Total Amount Payable
£15,093.40
Annual Fixed Interest Rate
5.73%
Representative APR
10.90%
Product
Hire Purchase
Cash Price
£12,000.00
Total Deposit
£1,200.00
Total Amount of Credit
£10,800.00
First Payment
£231.54
58 Monthly Payments
£231.54
Final Payment
£232.54
Agreement Duration
60 months
Admin Fee
£0.00
Option to Purchase Fee
£1.00
Interest Charges
£3,093.40
Total Amount Payable
£15,093.40
Annual Fixed Interest Rate
5.73%
Representative APR
10.90%

What Finance Options Are Available For Buying A Used Car In Teesside?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of buying a used car.

Can I Apply For Car Finance If I Have Bad Credit?

Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories. We encourage you to apply as we consider all circumstances.

What Documents Do I Need To Apply For Car Finance?

You will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide a decision as quickly as possible, typically within 24 hours from the time all required documents are submitted.

Can I Use A Part Exchange As A Deposit For My Finance?

Absolutely, we accept part exchanges as a deposit. The value of your current car can be put towards the deposit for your new purchase, potentially lowering your monthly payments.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

No, all of our used cars available in Middlesbrough, Teesside, North East, and Yorkshire are eligible for finance. You can choose from a wide range of makes and models to suit your needs and budget.