New Car Finance in Stockton

Looking for a new car in Stockton? Consider our flexible finance options! At Lawson Cars, we offer tailored finance plans to help you spread the cost of your car purchase. Whether you have a perfect credit score or not, we work to find the best solution for you. Drive away in your dream car with ease!

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Typical Representative Finance Example

Product Hire Purchase	Cash Price £12,000.00
Total Deposit £1,200.00	Total Amount of Credit £10,800.00
First Payment £231.54	58 Monthly Payments £231.54
Final Payment £232.54	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £1.00
Interest Charges £3,093.40	Total Amount Payable £15,093.40
Annual Fixed Interest Rate 5.73%	Representative APR 10.90%

Product Hire Purchase	Cash Price £12,000.00	Total Deposit £1,200.00	Total Amount of Credit £10,800.00	First Payment £231.54
58 Monthly Payments £231.54	Final Payment £232.54	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £1.00
Interest Charges £3,093.40	Total Amount Payable £15,093.40	Annual Fixed Interest Rate 5.73%	Representative APR 10.90%

Product Hire Purchase	Cash Price £12,000.00	Total Deposit £1,200.00	Total Amount of Credit £10,800.00	First Payment £231.54	58 Monthly Payments £231.54	Final Payment £232.54
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £1.00	Interest Charges £3,093.40	Total Amount Payable £15,093.40	Annual Fixed Interest Rate 5.73%	Representative APR 10.90%

What Finance Options Are Available For Buying A Used Car In Stockton?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of buying a used car.

Can I Apply For Car Finance If I Have Bad Credit?

Yes, we work with several lenders who specialise in providing finance options for individuals with a range of credit histories, including those with bad credit.

What Documents Do I Need To Apply For Car Finance?

You will typically need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to apply for car finance.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide a decision as quickly as possible, often within a few hours of submitting your application.

Can I Use A Part Exchange As A Deposit For Car Finance?

Yes, you can use your current vehicle as a part exchange and the value can be put towards the deposit for your finance agreement.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Finance agreements typically have no restrictions on the type of used car you can purchase, as long as it is within your approved budget range.