New Car Finance in North East

At Lawson Cars, we make financing your next car simple and stress-free. Whether you're in Middlesbrough, Teesside, or anywhere in the North East, our flexible finance options are designed to suit your budget. Get behind the wheel of your dream car with ease. Visit us to find out more about our competitive finance plans!

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Price | Monthly

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Typical Representative Finance Example

Product Hire Purchase	Cash Price £12,000.00
Total Deposit £1,200.00	Total Amount of Credit £10,800.00
First Payment £231.54	58 Monthly Payments £231.54
Final Payment £232.54	Agreement Duration 60 months
Admin Fee £0.00	Option to Purchase Fee £1.00
Interest Charges £3,093.40	Total Amount Payable £15,093.40
Annual Fixed Interest Rate 5.73%	Representative APR 10.90%

Product Hire Purchase	Cash Price £12,000.00	Total Deposit £1,200.00	Total Amount of Credit £10,800.00	First Payment £231.54
58 Monthly Payments £231.54	Final Payment £232.54	Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £1.00
Interest Charges £3,093.40	Total Amount Payable £15,093.40	Annual Fixed Interest Rate 5.73%	Representative APR 10.90%

Product Hire Purchase	Cash Price £12,000.00	Total Deposit £1,200.00	Total Amount of Credit £10,800.00	First Payment £231.54	58 Monthly Payments £231.54	Final Payment £232.54
Agreement Duration 60 months	Admin Fee £0.00	Option to Purchase Fee £1.00	Interest Charges £3,093.40	Total Amount Payable £15,093.40	Annual Fixed Interest Rate 5.73%	Representative APR 10.90%

What Finance Options Are Available For Buying A Used Car In The North East?

We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of buying a used car.

Can I Apply For Car Finance If I Have Bad Credit?

Yes, we work with several lenders who specialise in providing finance options for individuals with various credit histories. We encourage you to apply as we consider all circumstances.

What Documents Do I Need To Apply For Car Finance?

Typically, you will need to provide proof of identity (like a passport or driving licence), proof of address, and recent payslips or bank statements to confirm your income.

How Long Does It Take To Get A Decision On My Finance Application?

We aim to provide a decision as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's processes.

Can I Use A Part Exchange As A Deposit For My Finance?

Absolutely, you can use your current car as a part exchange and the value can be put towards the deposit for your finance agreement on a new used car.

Are There Any Restrictions On The Cars I Can Purchase With Finance?

Finance agreements typically cover most of the used cars we have in stock. However, some restrictions might apply based on the car's age, mileage, and price. We can provide specific details when you choose a car.